Virgin Money has cut high loan-to-value mortgage rates

Virgin Money has reduced mortgage rates across its residential product range by up to 0.20% ..

Applicable for selected products only, the lender’s 90% Loan-to-Value 2-year rate for first-time buyers has been reduced by 0.15% to 3.29%, while its 2-year fee saver has been reduced by 0.20% to 3.49%.

Across the lender’s core residential range, its 85% LTV 2-year rate has been cut by 0.04% to 2.79%. while the lender’s first-time buyer 90% LTV 5-year product has been cut by 0.03% to 3.46%. The 90% LTV FTB range is not available for flat, maisonette or new build purchases.

All mortgages are subject to a £995 fee

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